COMPANY PROFILE -AJ Bell
Business Sector :Banking and Financial Services
Operating Geography :United Kingdom, Europe, Global
About AJ Bell :
AJ Bell is a public limited corporation that offers brokerage and online investment platforms. Andy Bell and Nicholas Littlefair founded the company in Manchester in 1995. AJ Bell Investcentre, AJ Bell Youinvest, AJ Bell Investments, AJ Bell Media, AJ Bell Securities, and AJ Bell Platinum are some of the company's offerings. AJ Bell Investcentre offers a range of online tools to help regulated financial advisers and wealth managers manage the portfolios of their retail clients. Self-invested personal pensions (SIPPs), retirement investment accounts (RIAs), stocks and shares Individual Savings Accounts (ISAs), lifetime ISAs, General Investment Accounts (GIAs), junior SIPPs and junior ISAs are all available through AJ Bell Investcentre. AJ Bell Youinvest is a retail investment platform that sells directly to consumers (D2C). The AJ Bell Platinum SIPP and AJ Bell Platinum SSAS are two investment options offered by AJ Bell Platinum. AJ Bell Platinum SSAS allows the customers to keep control of their pension arrangements while remaining flexible and tax-efficient. Launching in 2022, Touch by AJ Bell is a streamlined, app-based investment platform, offering advisers a digital service model that will expand the range of clients they can cater for. AJ Bell's new service, Dodl, will compete with the market's lowest-cost investment platforms.
AJ Bell's USP lies in its being one of the UK's major investment platforms, with a listing on the London Stock Exchange and membership in the FTSE 250 Index. The mission statement of AJ Bell reads, "At AJ Bell our purpose is to help people invest, and we do this by following a set of guiding principles that define the company. These principles inform everything we do, creating a culture in which we strive to think like our customers, make investing easier and lead our markets".
AJ Bell Revenue :
Euro 126.7 million - FY ending 30th September 2020 (y-o-y growth 21%)
Euro 104.9 million - FY ending 30th September 2019
Competitive Analysis of AJ Bell
The SWOT analysis for AJ Bell is presented below in a matrix followed by the detailed analysis report:
Strengths | Weaknesses |
1. User friendly digital investing platform
2. High customer retention rates
3. Disruption free services during COVID-19 pandemic
4. Business holds sufficient funds and is “materially debt free”
5. High level of employee engagement
| 1. Online platform often shows inaccurate portfolio data
2. Costlier than fixed fee brokers for larger portfolios
3. Frequent power outages and website crashes
|
Opportunities | Threats |
1. Increasing low-cost products like the Retirement Investment Account to attract more customers
2. Improving mobile platform to attract younger customers
3. Increase online customer services to reduce marginal costs and increase profits
| 1. High cost of meeting regulatory requirements
2. Highly volatile markets expose company to high risks
3. Increased frequency of cyber attacks
|
AJ Bell SWOT and PESTLE Analysis PDF Report is a custom report and will be delivered to your email inbox within 2 business days from purchase.
Detailed SWOT Analysis of AJ Bell
Strength
1. User friendly digital investing platform:
AJ bell uses a hybrid technology solution which combines proprietary and third-party systems into one digital AJ Bell platform. Their platform is robust and provides flexibility of usage. This platform helped them attract new customers and retain older customers in 2020. The COvID-19 pandemic led to increased demands for digital investing options. AJ Bell’s aims to completely rely on their digital platform and go paperless. In May 2020, AJ Bell’s digital platform was rated as the top platform for customer service in the light of the COVID-29 crisis. Their internal promoter score, also greatly increased in 2020 and financial advisors also praised their platform for its efficiency.
The remaining section under "Strength" is available only in the 'Complete Report' on purchase.
Weakness
This section is available only in the 'Complete Report' on purchase.
Opportunity
1. Increasing low-cost products like the Retirement Investment Account to attract more customers:
In January 2020, AJ Bell launched a new program called the Retirement Investment Account as a part of their new lost cost product range. The Retirement Investment Account is a simplified pension management option for AJ Bell customers. The Cash Savings Hub, another low-cost investment option, was launched in August 2020 to give customers quick access to a wide variety of fixed term and notice savings accounts. These new launches helped them attract large number of customers even during the volatile COVID period. They should aim to further improve customer journey by enhancing their platform with more user-friendly and cost-efficient features to meet the evolving needs of their customer base. AJ Bell must continue to develop their range of low cost and simple investment solutions.
The remaining section under "Opportunity" is available only in the 'Complete Report' on purchase.
Threat
1. High cost of meeting regulatory requirements:
AJ Bell’s investment platform is regulated by the FCA which has three objectives: protecting consumers, ensuring market integrity, and promoting efficient competition. In the UK Budget 2020, it was announced that the government plans to introduce a new framework listing down prudential requirements for investment firms, called the IFPR (Investment Firms Prudential Regime). The IFPR will also change how a firm’s capital requirements are calculated. These changes will lead to major changes in the functioning of investment firm, AJ Bell. The cost and complexity of compliance is a major factor that influences their business.
The remaining section under "Threat" is available only in the 'Complete Report' on purchase.
The PESTLE analysis for AJ Bell is presented below in a table followed by the detailed analysis report.
Political | Economical |
1. Brexit transition period is a source of uncertainty
2. New UK budget introduced prudent requirements for investment firms
3. UK government changed pension laws
| 1. Low interest rates increase consumer borrowing and investing
2. Capital market fluctuations increase risk exposure
|
Social | Technological |
1. Attracting investments from ageing population by addressing their special needs.
2. People are shifting to online modes of investment
| 1. Investment in cloud-based technology improves scale of business |
Legal | Environmental |
1. FCA imposes strict regulations on investment firms | 1. Need to engage in environmental investing
2. Achieved carbon neutral status in 2021
|
AJ Bell SWOT and PESTLE Analysis PDF Report is a custom report and will be delivered to your email inbox within 2 business days from purchase.
Detailed Pestle Analysis of AJ Bell
Political
This section is available only in the 'Complete Report' on purchase.
Economic
This section is available only in the 'Complete Report' on purchase.
Social
This section is available only in the 'Complete Report' on purchase.
Technological
1. Investment in cloud-based technology improves scale of business:
Investment firms, more than other businesses are adopting cloud-based technology to improve their digital investing platforms. Cloud computing refers to a service or software application, hosted by a web-based repository called the “cloud”. Investment firms can use cloud technology to store comprehensive data related to all the funds they deal with, and customers can access the data as and when they require. Cloud technology can support everything from front office and back-office functions, business management, client management, etc. at a low cost and with low infrastructural needs. One of the biggest advantages of cloud computing is that it is scalable in nature. The company can purchase only the resources they need and if they expand their business operations, they can simply pay a little more for additional resources. AJ Bell’s Board approved further investment in cloud-based technology in September 2020.
Legal
This section is available only in the 'Complete Report' on purchase.
Environmental
This section is available only in the 'Complete Report' on purchase.
Major Competitors :
- Killick
- Alliance Trust Savings
- Bestinvest
- Davy
- Merril Edge
- Barnett Waddingham
- Hargreaves Lansdown
Major Brands :
- AJ Bell Youinvest
- AJ Bell InvestCare
- AJ Bell Platinum
- AJ Bell Media
- AJ Bell Securities stockbroking
AJ Bell SWOT and PESTLE Analysis PDF Report is a custom report and will be delivered to your email inbox within 2 business days from purchase.
TABLE OF CONTENTS
DELIVERY AND FORMAT
WHY CHOOSE US?
You may also be interested in other analyses of AJ Bell:
-
AJ Bell Porter's Five Forces Analysis |
|
-
-
AJ Bell Value Chain Analysis |
|
-
AJ Bell Covid-19 Impact Analysis |
|
-
-
AJ Bell Segmentation, Targeting and Positioning (STP) Analysis |
|
-
AJ Bell Ansoff Matrix Analysis |
|
Request for Quotation
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Get The Free Sample
Company Overview Report
This report is shared in order to give you an idea of what the complete Company Overview Report will cover after purchase. We invest deep in order to bring you insightful research which can add tangible value to your business or academic goals, at such affordable pricing.
Get this report delivered straight into your email inbox for free.
You also agree to receive email updates from us on our new reports and solutions.
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Request for Quotation
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Get The Free Sample
Competitor Analysis Report
This report is shared in order to give you an idea of what the complete Competitor Analysis Report will cover after purchase. We invest deep in order to bring you insightful research which can add tangible value to your business or academic goals, at such affordable pricing.
Get this report delivered straight into your email inbox for free.
You also agree to receive email updates from us on our new reports and solutions.
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Request for Quotation
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Get The Free Sample
Porter's Five Forces Analysis Report
This report is shared in order to give you an idea of what the complete Porter's Five Forces Analysis Report will cover after purchase. We invest deep in order to bring you insightful research which can add tangible value to your business or academic goals, at such affordable pricing.
Get this report delivered straight into your email inbox for free.
You also agree to receive email updates from us on our new reports and solutions.
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Request for Quotation
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Get The Free Sample
VRIO Analysis Report
This report is shared in order to give you an idea of what the complete VRIO Analysis Report will cover after purchase. We invest deep in order to bring you insightful research which can add tangible value to your business or academic goals, at such affordable pricing.
Get this report delivered straight into your email inbox for free.
You also agree to receive email updates from us on our new reports and solutions.
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Request for Quotation
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Get The Free Sample
Value Chain Analysis Report
This report is shared in order to give you an idea of what the complete Value Chain Analysis Report will cover after purchase. We invest deep in order to bring you insightful research which can add tangible value to your business or academic goals, at such affordable pricing.
Get this report delivered straight into your email inbox for free.
You also agree to receive email updates from us on our new reports and solutions.
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Request for Quotation
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Get The Free Sample
Regulatory Outlook Report
This report is shared in order to give you an idea of what the complete Regulatory Outlook Report will cover after purchase. We invest deep in order to bring you insightful research which can add tangible value to your business or academic goals, at such affordable pricing.
Get this report delivered straight into your email inbox for free.
You also agree to receive email updates from us on our new reports and solutions.
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Request for Quotation
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Get The Free Sample
Risk Analysis Report
This report is shared in order to give you an idea of what the complete Risk Analysis Report will cover after purchase. We invest deep in order to bring you insightful research which can add tangible value to your business or academic goals, at such affordable pricing.
Get this report delivered straight into your email inbox for free.
You also agree to receive email updates from us on our new reports and solutions.
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Request for Quotation
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Get The Free Sample
Key Performance Indicators (KPI's) Report
This report is shared in order to give you an idea of what the complete Key Performance Indicators (KPI's) Report will cover after purchase. We invest deep in order to bring you insightful research which can add tangible value to your business or academic goals, at such affordable pricing.
Get this report delivered straight into your email inbox for free.
You also agree to receive email updates from us on our new reports and solutions.
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Request for Quotation
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Get The Free Sample
Environmental, Social, and Governance (ESG) Analysis Report
This report is shared in order to give you an idea of what the complete Environmental, Social, and Governance (ESG) Analysis Report will cover after purchase. We invest deep in order to bring you insightful research which can add tangible value to your business or academic goals, at such affordable pricing.
Get this report delivered straight into your email inbox for free.
You also agree to receive email updates from us on our new reports and solutions.
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Request for Quotation
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Get The Free Sample
M&A Analysis Report
This report is shared in order to give you an idea of what the complete M&A Report and Analysis Report will cover after purchase. We invest deep in order to bring you insightful research which can add tangible value to your business or academic goals, at such affordable pricing.
Get this report delivered straight into your email inbox for free.
You also agree to receive email updates from us on our new reports and solutions.
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Request for Quotation
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Get The Free Sample
Subsidiaries, Partnerships and Collaborations Report
This report is shared in order to give you an idea of what the complete Subsidiaries, Partnerships and Collaborations Report will cover after purchase. We invest deep in order to bring you insightful research which can add tangible value to your business or academic goals, at such affordable pricing.
Get this report delivered straight into your email inbox for free.
You also agree to receive email updates from us on our new reports and solutions.
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Request for Quotation
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Get The Free Sample
Stakeholder Analysis Report
This report is shared in order to give you an idea of what the complete Stakeholder Analysis Report will cover after purchase. We invest deep in order to bring you insightful research which can add tangible value to your business or academic goals, at such affordable pricing.
Get this report delivered straight into your email inbox for free.
You also agree to receive email updates from us on our new reports and solutions.
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Request for Quotation
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Get The Free Sample
Technology Landscape and Outlook Report
This report is shared in order to give you an idea of what the complete Technology Landscape and Outlook Report will cover after purchase. We invest deep in order to bring you insightful research which can add tangible value to your business or academic goals, at such affordable pricing.
Get this report delivered straight into your email inbox for free.
You also agree to receive email updates from us on our new reports and solutions.
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Request for Quotation
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Get The Free Sample
Covid-19 Impact Analysis Report
This report is shared in order to give you an idea of what the complete Covid-19 Impact Analysis Report will cover after purchase. We invest deep in order to bring you insightful research which can add tangible value to your business or academic goals, at such affordable pricing.
Get this report delivered straight into your email inbox for free.
You also agree to receive email updates from us on our new reports and solutions.
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Request for Quotation
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Get The Free Sample
Key News and Events Report
This report is shared in order to give you an idea of what the complete Key News and Events Report will cover after purchase. We invest deep in order to bring you insightful research which can add tangible value to your business or academic goals, at such affordable pricing.
Get this report delivered straight into your email inbox for free.
You also agree to receive email updates from us on our new reports and solutions.
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Request for Quotation
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Get The Free Sample
BCG Analysis Report
This report is shared in order to give you an idea of what the complete BCG Analysis Report will cover after purchase. We invest deep in order to bring you insightful research which can add tangible value to your business or academic goals, at such affordable pricing.
Get this report delivered straight into your email inbox for free.
You also agree to receive email updates from us on our new reports and solutions.
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Request for Quotation
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Get The Free Sample
Digital Marketing and Social Media Strategy Analysis Report
This report is shared in order to give you an idea of what the complete Digital Marketing and Social Media Strategy Analysis Report will cover after purchase. We invest deep in order to bring you insightful research which can add tangible value to your business or academic goals, at such affordable pricing.
Get this report delivered straight into your email inbox for free.
You also agree to receive email updates from us on our new reports and solutions.
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Request for Quotation
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Get The Free Sample
Segmentation, Targeting and Positioning (STP) Analysis Report
This report is shared in order to give you an idea of what the complete Segmentation, Targeting and Positioning (STP) Analysis Report will cover after purchase. We invest deep in order to bring you insightful research which can add tangible value to your business or academic goals, at such affordable pricing.
Get this report delivered straight into your email inbox for free.
You also agree to receive email updates from us on our new reports and solutions.
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Request for Quotation
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Get The Free Sample
Ansoff Matrix Analysis Report
This report is shared in order to give you an idea of what the complete Ansoff Matrix Analysis Report will cover after purchase. We invest deep in order to bring you insightful research which can add tangible value to your business or academic goals, at such affordable pricing.
Get this report delivered straight into your email inbox for free.
You also agree to receive email updates from us on our new reports and solutions.
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Check Out Analysis of Other Relevant Companies
References used in AJ Bell SWOT & PESTLE Analysis Report
1. ABOUT US
At the heart of our business is a clear and succinct purpose which drives everything we do: we help people to invest. - https://www.ajbell.co.uk/about-us
2. INVESTOR RELATIONS - https://www.ajbell.co.uk/investor-relations
3. ANNUAL REPORTS - https://www.ajbell.co.uk/investor-relations/annual-reports
4. FTSE climbs as oil price jumps after attack on Saudi sites - https://citywire.com/funds-insider/news/ftse-climbs-as-oil-price-jumps-after-attack-on-saudi-sites/a2382920?ref=citywire-money-latest-news-list
5. Why Should Older People Invest Less in Stocks than Younger People? (Digest Summary) - https://www.cfainstitute.org/en/research/cfa-digest/1997/05/why-should-older-people-invest-less-in-stocks-than-younger-people-digest-summary
The detailed complete set of references are available on request in the 'Complete report' on purchase.
How to Reference This Page?
You can use the following in your reference section in order to give credit to the source. For different referencing styles and detailed guidelines, please click here.
AJ Bell SWOT and PESTLE Analysis - SWOT & PESTLE.COM
SWOT & PESTLE.com (2024). AJ Bell SWOT and PESTLE Analysis - SWOT & PESTLE.com. [online] Available at: https://www.swotandpestle.com/aj-bell/ [Accessed 11 Sep, 2024].
In-text: (SWOT & PESTLE.com, 2024)
Copyrights and Disclaimer
AJ Bell SWOT and PESTLE analysis has been conducted by Anangsha Saha and reviewed by senior analysts from Barakaat Consulting.
Copyright of AJ Bell SWOT and PESTLE Analysis is the property of Barakaat Consulting. Please refer to the Terms and Conditions and Disclaimer for usage guidelines.