Comprehensive Library Of Research Reports

Holistic Analysis Customized Solutions Top Quality

Get The Free Sample Complete
SWOT & PESTLE Analysis Report
This report is shared in order to give you an idea of what the complete SWOT & PESTLE analysis report will cover after purchase.
Get this sample report, completely free
DOWNLOAD NOW
In case you want this report emailed straight into your email inbox, kindly share your details below. Please note that you agree to receive email updates from us on our new reports and solutions.
No, Thanks
Get Your Free Summary Copy of the
SWOT & PESTLE Analysis Report
The Summary report contains the SWOT & PESTLE table contents only. We invest deep in order to bring you insightful research which can add tangible value to your business or academic goals, at such affordable pricing.
Get this free summary report
DOWNLOAD REPORT
In case you want this report emailed straight into your email inbox, kindly share your details below. Please note that you agree to receive email updates from us on our new reports and solutions.
No Thanks

Capitec Bank SWOT and PESTLE Analysis

ID : 521106353| Feb 2023| 19 pages

COMPANY PROFILE -Capitec Bank

Business Sector :Banking & Finance

Operating Geography :South Africa, Africa

About Capitec Bank :

Capitec Bank is a South African retail bank that specialises in banking services and offers individuals savings, transactions, and unsecured lending products. The firm is headquartered in Stellenbosch, South Africa and it was established on 1 March 2001. The Company's retail banking division distributes Global One, a retail bank product that allows customers to transact, save, and borrow. Card machines, workplace banking, pay transfers, and financial skills are among the company's commercial offerings. It also offers financial management services. Capitec Bank Limited, the company's main subsidiary, is owned by the company (Capitec Bank). The company's Global One card is linked to each customer's transaction/savings account and provides them with a variety of options for accessing and transacting their money around the world. Card machines, online shopping, and phone/mail orders all accept the Global One card. Capitec announced a needs-based lending solution on November 24, 2021, that allows users to borrow up to R250,000 for education, medical expenditures, home improvements, or vehicles from some of the country's best firms at interest rates as low as prime.
Capitec Bank's USP lies in its being South Africa's leading digital bank, with over 8.6 million digital banking customers, as well as the world's third strongest banking brand. The mission statement of Capitec Bank reads, "An affordable, simplified banking solution would mean very little without excellent service. Our immediate focus is to build a relationship with you to better understand your needs and goals and to empower you to take control of your cash".

Capitec Bank Revenue :


Rand 24.98 billion - FY ending 28 February 2021 (y-o-y growth 1.6%)
Rand 24.59 billion - FY ending 29 February 2020

Competitive Analysis of Capitec Bank

SWOT
PESTLE
The SWOT analysis for Capitec Bank is presented below in a matrix followed by the detailed analysis report:
StrengthsWeaknesses
1. Robust digital banking system during pandemic
2. Diversification in portfolio by creation of Access Facility
3. Strong base with 800+ branches and 16.8 million retail clients
4. Strong Return on Assets (ROA) & Capital Adequacy Ratio (CAR)
1. Increasing debt review towards 0.5%, attributed to clients in government
OpportunitiesThreats
1. Expansion into more cities in South Africa
2. Developing global approach due to strong performance
3. Tapping the informal stokvel market worth $3 billion annually
4. Acquiring Mercantile Bank to enter corporate banking market		1. Faces competition from the BigFour banking companies in South Africa
2. Long-term uncertainty of the pandemic & July 2021 unrest
3. Inflation and higher repo rate in early 2022
Sample Complete Report
This is the sample complete report which will give you a glimpse of what your complete report will cover after purchase.
Free Summary Report
This report contains the table contents only. In case you need the complete report please purchase using the buy options displayed.
* By clicking on "Buy Now" you agree to accept our "Terms and Conditions."
SWOT & PESTLE (combined)
Complete Report
USD 15.53
*
  • Debit/Credit card
  • PayPal
Great quality, Affordable pricing.
Safe and secure payments
On purchase the Capitec Bank SWOT and PESTLE Analysis PDF report will reach you within minutes. At rare times, a slight delay not exceeding 1 hour might be caused.

Detailed SWOT Analysis of Capitec Bank

Strength

1. Robust digital banking system during pandemic: Capitec Bank has increased its client base at a record 14% growth to 16.8 million as of August 2021, with 8.9 million of its customers banking digitally. Utilizing the circumstances of the pandemic forcing online transactions, it has created a strong foothold and threatens the hegemony of the BigFour banks in South Africa, namely, Standard Bank Group Ltd., Absa Group Ltd., FirstRand Ltd. and Nedbank Group Ltd. The percentage of digital payments out of net transaction income increased by 28.57% to 45% in May 2020, and has settled at 41% (August 2021). It was recently voted as South Africa’s Best Digital Bank in the SITEisfaction 2021 report. Its Digital Global One Experience allows a customer to create their bank account by authenticating in collaboration with the Ministry of Home Affairs, as well as providing a virtual debit card for transactions. Salient features of its digital banking system include personalized credit grants and a mobile banking application.

2. Diversification in portfolio by creation of Access Facility: While traditional term loans and credit card payments accounted for 41% and 27% of total credit disbursed respectively, Capitec’s recent creation of Access Facility accounted for 43% of total credit disbursed as of August 2021, a monumental growth of 146.3% from its launch in August 2020. A revolving line of credit with flexible repayment options and use-only interest rate payments, Access facility is priced from 12.15% with a lower Return on Equity (ROE) than term loans to lure quality sales and top-notch clients. Capitec ensures correct behaviour as less than 11% of clients settled their Term Loan with an Access Facility, with less than 27% of applications being approved. Daily risk management allows to track client behaviour with recently 13% of Access Facility limits being decreased in line with cash stress and risk monitoring.

The remaining section under "Strength" is available only in the 'Complete Report' on purchase.

Weakness

This section is available only in the 'Complete Report' on purchase.

Opportunity

This section is available only in the 'Complete Report' on purchase.

Threat

This section is available only in the 'Complete Report' on purchase.

Major Competitors :

Major Brands :

  • Capitec Bank
  • Mercantile Bank
  • Mercantile Payment Solutions Limited
Sample Complete Report
This is the sample complete report which will give you a glimpse of what your complete report will cover after purchase.
Free Summary Report
This report contains the table contents only. In case you need the complete report please purchase using the buy options displayed.
* By clicking on "Buy Now" you agree to accept our "Terms and Conditions."
SWOT & PESTLE (combined)
Complete Report
USD 15.53
*
  • Debit/Credit card
  • PayPal
Great quality, Affordable pricing.
Safe and secure payments
On purchase the Capitec Bank SWOT and PESTLE Analysis PDF report will reach you within minutes. At rare times, a slight delay not exceeding 1 hour might be caused.
TABLE OF CONTENTS
DELIVERY AND FORMAT
WHY CHOOSE US?

You may also be interested in other analyses of Capitec Bank:

Request for Quotation
Capitec Bank
No Thanks
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Get The Free Sample
Company Overview Report
This report is shared in order to give you an idea of what the complete Company Overview Report will cover after purchase. We invest deep in order to bring you insightful research which can add tangible value to your business or academic goals, at such affordable pricing.
Get this report delivered straight into your email inbox for free. You also agree to receive email updates from us on our new reports and solutions.
No Thanks
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Request for Quotation
Capitec Bank
No Thanks
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Get The Free Sample
Competitor Analysis Report
This report is shared in order to give you an idea of what the complete Competitor Analysis Report will cover after purchase. We invest deep in order to bring you insightful research which can add tangible value to your business or academic goals, at such affordable pricing.
Get this report delivered straight into your email inbox for free. You also agree to receive email updates from us on our new reports and solutions.
No Thanks
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Request for Quotation
Capitec Bank
No Thanks
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Get The Free Sample
Porter's Five Forces Analysis Report
This report is shared in order to give you an idea of what the complete Porter's Five Forces Analysis Report will cover after purchase. We invest deep in order to bring you insightful research which can add tangible value to your business or academic goals, at such affordable pricing.
Get this report delivered straight into your email inbox for free. You also agree to receive email updates from us on our new reports and solutions.
No Thanks
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Request for Quotation
Capitec Bank
No Thanks
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Get The Free Sample
VRIO Analysis Report
This report is shared in order to give you an idea of what the complete VRIO Analysis Report will cover after purchase. We invest deep in order to bring you insightful research which can add tangible value to your business or academic goals, at such affordable pricing.
Get this report delivered straight into your email inbox for free. You also agree to receive email updates from us on our new reports and solutions.
No Thanks
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Request for Quotation
Capitec Bank
No Thanks
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Get The Free Sample
Value Chain Analysis Report
This report is shared in order to give you an idea of what the complete Value Chain Analysis Report will cover after purchase. We invest deep in order to bring you insightful research which can add tangible value to your business or academic goals, at such affordable pricing.
Get this report delivered straight into your email inbox for free. You also agree to receive email updates from us on our new reports and solutions.
No Thanks
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Request for Quotation
Capitec Bank
No Thanks
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Get The Free Sample
Regulatory Outlook Report
This report is shared in order to give you an idea of what the complete Regulatory Outlook Report will cover after purchase. We invest deep in order to bring you insightful research which can add tangible value to your business or academic goals, at such affordable pricing.
Get this report delivered straight into your email inbox for free. You also agree to receive email updates from us on our new reports and solutions.
No Thanks
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Request for Quotation
Capitec Bank
No Thanks
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Get The Free Sample
Risk Analysis Report
This report is shared in order to give you an idea of what the complete Risk Analysis Report will cover after purchase. We invest deep in order to bring you insightful research which can add tangible value to your business or academic goals, at such affordable pricing.
Get this report delivered straight into your email inbox for free. You also agree to receive email updates from us on our new reports and solutions.
No Thanks
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Request for Quotation
Capitec Bank
No Thanks
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Get The Free Sample
Key Performance Indicators (KPI's) Report
This report is shared in order to give you an idea of what the complete Key Performance Indicators (KPI's) Report will cover after purchase. We invest deep in order to bring you insightful research which can add tangible value to your business or academic goals, at such affordable pricing.
Get this report delivered straight into your email inbox for free. You also agree to receive email updates from us on our new reports and solutions.
No Thanks
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Request for Quotation
Capitec Bank
No Thanks
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Get The Free Sample
Environmental, Social, and Governance (ESG) Analysis Report
This report is shared in order to give you an idea of what the complete Environmental, Social, and Governance (ESG) Analysis Report will cover after purchase. We invest deep in order to bring you insightful research which can add tangible value to your business or academic goals, at such affordable pricing.
Get this report delivered straight into your email inbox for free. You also agree to receive email updates from us on our new reports and solutions.
No Thanks
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Request for Quotation
Capitec Bank
No Thanks
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Get The Free Sample
M&A Analysis Report
This report is shared in order to give you an idea of what the complete M&A Report and Analysis Report will cover after purchase. We invest deep in order to bring you insightful research which can add tangible value to your business or academic goals, at such affordable pricing.
Get this report delivered straight into your email inbox for free. You also agree to receive email updates from us on our new reports and solutions.
No Thanks
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Request for Quotation
Capitec Bank
No Thanks
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Get The Free Sample
Subsidiaries, Partnerships and Collaborations Report
This report is shared in order to give you an idea of what the complete Subsidiaries, Partnerships and Collaborations Report will cover after purchase. We invest deep in order to bring you insightful research which can add tangible value to your business or academic goals, at such affordable pricing.
Get this report delivered straight into your email inbox for free. You also agree to receive email updates from us on our new reports and solutions.
No Thanks
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Request for Quotation
Capitec Bank
No Thanks
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Get The Free Sample
Stakeholder Analysis Report
This report is shared in order to give you an idea of what the complete Stakeholder Analysis Report will cover after purchase. We invest deep in order to bring you insightful research which can add tangible value to your business or academic goals, at such affordable pricing.
Get this report delivered straight into your email inbox for free. You also agree to receive email updates from us on our new reports and solutions.
No Thanks
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Request for Quotation
Capitec Bank
No Thanks
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Get The Free Sample
Technology Landscape and Outlook Report
This report is shared in order to give you an idea of what the complete Technology Landscape and Outlook Report will cover after purchase. We invest deep in order to bring you insightful research which can add tangible value to your business or academic goals, at such affordable pricing.
Get this report delivered straight into your email inbox for free. You also agree to receive email updates from us on our new reports and solutions.
No Thanks
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Request for Quotation
Capitec Bank
No Thanks
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Get The Free Sample
Covid-19 Impact Analysis Report
This report is shared in order to give you an idea of what the complete Covid-19 Impact Analysis Report will cover after purchase. We invest deep in order to bring you insightful research which can add tangible value to your business or academic goals, at such affordable pricing.
Get this report delivered straight into your email inbox for free. You also agree to receive email updates from us on our new reports and solutions.
No Thanks
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Request for Quotation
Capitec Bank
No Thanks
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Get The Free Sample
Key News and Events Report
This report is shared in order to give you an idea of what the complete Key News and Events Report will cover after purchase. We invest deep in order to bring you insightful research which can add tangible value to your business or academic goals, at such affordable pricing.
Get this report delivered straight into your email inbox for free. You also agree to receive email updates from us on our new reports and solutions.
No Thanks
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Request for Quotation
Capitec Bank
No Thanks
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Get The Free Sample
BCG Analysis Report
This report is shared in order to give you an idea of what the complete BCG Analysis Report will cover after purchase. We invest deep in order to bring you insightful research which can add tangible value to your business or academic goals, at such affordable pricing.
Get this report delivered straight into your email inbox for free. You also agree to receive email updates from us on our new reports and solutions.
No Thanks
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Request for Quotation
Capitec Bank
No Thanks
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Get The Free Sample
Digital Marketing and Social Media Strategy Analysis Report
This report is shared in order to give you an idea of what the complete Digital Marketing and Social Media Strategy Analysis Report will cover after purchase. We invest deep in order to bring you insightful research which can add tangible value to your business or academic goals, at such affordable pricing.
Get this report delivered straight into your email inbox for free. You also agree to receive email updates from us on our new reports and solutions.
No Thanks
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Request for Quotation
Capitec Bank
No Thanks
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Get The Free Sample
Segmentation, Targeting and Positioning (STP) Analysis Report
This report is shared in order to give you an idea of what the complete Segmentation, Targeting and Positioning (STP) Analysis Report will cover after purchase. We invest deep in order to bring you insightful research which can add tangible value to your business or academic goals, at such affordable pricing.
Get this report delivered straight into your email inbox for free. You also agree to receive email updates from us on our new reports and solutions.
No Thanks
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Request for Quotation
Capitec Bank
No Thanks
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.
Get The Free Sample
Ansoff Matrix Analysis Report
This report is shared in order to give you an idea of what the complete Ansoff Matrix Analysis Report will cover after purchase. We invest deep in order to bring you insightful research which can add tangible value to your business or academic goals, at such affordable pricing.
Get this report delivered straight into your email inbox for free. You also agree to receive email updates from us on our new reports and solutions.
No Thanks
We do not share your information with anyone. However, we may send you emails on our new reports and solutions.

Check Out Analysis of Other Relevant Companies

Commercial International Bank
Nedbank
Old Mutual
FirstRand
Moelis & Company
Worldline SA
References used in Capitec Bank SWOT & PESTLE Analysis Report

1. It’s Banking, Just Simpler | About Us | Capitec Bank - https://www.capitecbank.co.za/about-us/

2. Unaudited financial results for the 6 months ended 31 August 2021 - https://www.capitecbank.co.za/globalassets/pages/investor-relations/financial-results/2022/interim-results/cpihy22.pdf

3. We Can Help With Debt Relief | Good For Credit | Capitec Bank - https://www.capitecbank.co.za/bank-better-live-better/articles/good-for-credit/we-can-help-with-debt-relief/

4. Audited summary financial statements for the year ended 28 February 2021 - https://www.capitecbank.co.za/globalassets/pages/investor-relations/financial-results/2021/annual-report/audited-summary-financial-statements-2021-F.pdf

5. CPI.ZA | Capitec Bank Holdings Ltd. Financial Statements – WSJ - https://www.wsj.com/market-data/quotes/ZA/CPI/financials

The detailed complete set of references are available on request in the 'Complete report' on purchase.

How to Reference This Page?

You can use the following in your reference section in order to give credit to the source. For different referencing styles and detailed guidelines, please click here.

Capitec Bank SWOT and PESTLE Analysis - SWOT & PESTLE.COM

SWOT & PESTLE.com (2024). Capitec Bank SWOT and PESTLE Analysis - SWOT & PESTLE.com. [online] Available at: https://www.swotandpestle.com/capitec-bank/ [Accessed 16 Apr, 2024].

In-text: (SWOT & PESTLE.com, 2024)

Copyrights and Disclaimer

Capitec Bank SWOT and PESTLE analysis has been conducted by Riti Bhattacharyya and reviewed by senior analysts from Barakaat Consulting.

Copyright of Capitec Bank SWOT and PESTLE Analysis is the property of Barakaat Consulting. Please refer to the Terms and Conditions and Disclaimer for usage guidelines.

Capitec Bank SWOT and PESTLE Analysis
Price : USD 15.53
TESTIMONIALS
ORDER A CUSTOM REPORT

Are you looking for a report which is not covered on our website?

Do you want us to design a market survey or write a market research report as per your specific requirements?

Proceed

ADVERTISE WITH US

Reach thousands of academicians and corporates across the globe. With high ASD, your ad post will be displayed across all our 2500+ pages.
Grow your business with effective advertisement!

Proceed

Home About Us Contact Us Login  /  SignUp Privacy Policy Terms and Conditions Disclaimer FAQs Sitemap GO TO TOP
Copyright © 2024. All Rights Reserved by Barakaat Consulting.
➤
Open chat
1
Hello
How can I Help You?