Get The Free Sample Complete
SWOT & PESTLE Analysis Report
This report is shared in order to give you an idea of what the complete SWOT & PESTLE analysis report will cover after purchase. We invest deep in order to bring you insightful research which can add tangible value to your business or academic goals. We also guarantee that you cannot find matched quality at such competitive and economic pricing.
Get Your Free Summary Copy of the
SWOT & PESTLE Analysis Report
Get the summary SWOT & PESTLE.com report delivered straight to your email inbox for free.
Our insightful and holistic reports have helped corporate,academia and researchers to take their research forward. Like us on Facebook to stay updated with the latest published SWOT & PESTLE Report.

Groupe BPCE SWOT & PESTLE analysis

ID : 52348253| Apr 2018

COMPANY PROFILE -Groupe BPCE

Business Sector :Banking and Financial Services

Operating Geography :Europe, France

About Groupe BPCE :

Groupe BPCE was established in 2009 when BanquesPopulaires and the Caissesd’Epargnemeged after the creation of their 2006 joint subsidiary, Natixis. This made Groupe BPCE the 2nd largest banking group in France as of 2017. It is headquartered in France . It offers broad based banking services which cover savings, investment, cash management services, financing solutions, insurance, and wholesale banking services. Groupe BPCE finances 20% of the French population .Its operations are carried by two retail banking networks, BanquePopulaire and Caissed'Epargne. Groupe BPCE has around 8,000 branches to carry its cooperative banking services & over 31 regional branches. It has 108,000 employees and a customer base of around 31.2 million.

Groupe BPCE Revenue :

€4bn(FY 2016)

Competitive Analysis of Groupe BPCE

SWOT
PESTLE
The SWOT analysis of Groupe BPCE is presented below:
Strengths
Weaknesses
1. Strong Financials and Strategy
2. Strong Commercial Momentum
3. Capital Adequacy
4. Specialized Financial Services
1. Increase in Operating expenses
Opportunities
Threats
1. Acquisition of Dalenys.
2. Targeting new segments for a greater market share
1. Risk of cyber crime outbreak
2. Increase in competition
SWOT & PESTLE (combined)
Complete Report
USD 11.53
*
Great quality, Affordable pricing.
Safe and secure payments

Detailed SWOT Analysis of Groupe BPCE

 

Strength

1.Strong Financials and Strategy : Natixis and retail banking supported the 4.8% revenue growth due to low interest rates . Operating expenses remained stable in the retail banking division in HY 2017 but there was an increase in overall operating expenses by 2.2% due to development in CIB and Investment Solutions divisions. The financial liabilities at fair value through profit / loss reduced from 133,436 to 128,529 million euros. Groupe has discontinued its speculative activities and is now focused on cooperative banking and insurance . They increased capital & it’s liquidity following which profits have started flowingin . This also increased cooperative shareholders’ base to 8.6 million.

2.Strong Commercial Momentum: Business volumes increased in HY2017 due to increased activity levels . CIB division showed 46.5% growth in revenue which amounted to €850m . Retail banking made made significant contribution through its specialized financing business . There was an increase of 6.4% YoY in on-balance sheet savings & deposits. Investment solutions rose by 14% to €600m. Continued strengthening of capital adequacy & on Asia platform also supported the growth in commercial activities. Groupe BOCE developed Insurance activities which led to doubling of the proportion of unit-linked policies in gross inflows YoY of life insurance . Caissed'Epargne Picardie and the Caissed'Epargne Nord France’s merger accelerated the growth in pension income.

3.Capital Adequacy : Capital adequacy implies that the bank stands strong to meet the future regulatory requirements . Regulatory capital increased from €73 billion in 2016 to €73.4 billion in HY 2017. CET2 ratio increased by 40 basis points to 14.7% in the first half of 2017. The Stanley in risk weighted assets has remained stable in HY2017 at €391 billion . There was an increase in the total loss absorbing capacity from 19.4% in 2016 to 20% as on June 30, 2017. The total loss-absorbing capacity was €78.3bn2 on 30 June, 2017 . The total capital ratio increased from 18.5% in 2016 to 18.7% in HY 2017 which reflects sound capitalization.

4.Specialized Financial Services:To cater to a large customer base, Groupe BPCE tailors its products for different customer segments. Natxis offers insurance products and services under two categories, Personal insurance&Non-life insurance. Personal insurance includes products ranging from life insurance, savings to borrower’s insurance. Non-life insurance includes a wide range from home insurance, health insurance, personal accident insurance, legal protection insurance, para-banking insurance to remote surveillance services. This offers the end customer quality & expert in each segment .

Weakness

1. Increase in Operating expenses: The operating expenses of BanquePopulaire network (which consists of 15 BanquePopulaire banks) increased in the first half of 2017, to 2,168 million euros (excluding exceptional items). This is an increase of 0.6% as compared to the first half of 2016. Operating expenses further grew in the sending half 2017 , which was up by 1.4% to 1,061 million euros. For Specialized Financial Services (SFS) division of Natixis, operating expenses rose by 2.8% (compared with the first half of 2016) to 458 million euros in the first half of 2017. In the second quarter of 2017, it further grew by 2.9%(compared with the second quarter of 2016) to 227 million euros.

Opportunity

This section is available only in the 'Complete Report' on purchase.

Threat

This section is available only in the 'Complete Report' on purchase.

SWOT & PESTLE (combined)
Complete Report
USD 11.53
*
Great quality, Affordable pricing.
Safe and secure payments

Check out analysis of other relevant companies

TABLE OF CONTENTS
DELIVERY AND FORMAT
WHY CHOOSE US?
Copyrights and Disclaimer

Groupe BPCE SWOT and PESTLE analysis has been conducted by Kanupriya Sheopuri and reviewed by senior analysts from Barakaat Consulting.

Copyright of Groupe BPCE SWOT and PESTLE Analysis is the property of Barakaat Consulting. Please refer to the Terms and Conditions and Disclaimer for usage guidelines.

Groupe BPCE SWOT & PESTLE analysis
Price : USD 11.53