Find comprehensive SWOT and PESTLE research reports across industries globally

Holistic Analysis Customized Solutions Top Quality

Please Enter Correct Data! X
Thanks for downloading our report! X
Check your email for the requested analysis report.
Be sure to place support@swotandpestle.com on your approved senders list to prevent emails from going into spam.
Thanks for downloading our sample report! X
Check your email for the requested sample analysis report.
You can also download it here.
Get The Free Sample Complete
SWOT & PESTLE Analysis Report
This report is shared in order to give you an idea of what the complete SWOT & PESTLE analysis report will cover after purchase. We invest deep in order to bring you insightful research which can add tangible value to your business or academic goals. We also guarantee that you cannot find matched quality at such competitive and economic pricing.
Great quality, Affordable pricing X

As a leading strategy research portal we invest deep to produce imperial quality reports that can help corporate professionals, academicians and students take their research forward and set a benchmark for high standard business research. The cost for reports has been kept minimal to just cover our operational and maintenance costs although the mission is not to reap monetary benefits. We look forward to your support.

Get Your Free Summary Copy of the
SWOT & PESTLE Analysis Report
Get the summary SWOT & PESTLE.com report delivered straight to your email inbox for free.
Our insightful and holistic reports have helped corporate,academia and researchers to take their research forward. Like us on Facebook to stay updated with the latest published SWOT & PESTLE Report.

United Overseas Bank SWOT & PESTLE Analysis.

ID : 52327653 | Jan 2018

OVERVIEW

Name of the Company: United Overseas Bank Limited

Business Sector: Banking and Financial Services

Operating Geography: Asia, South East Asia, Singapore

About the Company: The United Overseas Bank Limited, also known as UOB is a multinational organisation headquartered in Singapore. Its branches are mostly located in South-east Asian countries and were founded in 1935 as United Chinese Bank by Wee khengchiang. UOB is the 3rd largest bank in South East Asia in terms of total assets. UOB provides corporate banking services, financial services, personal private banking, commercial services, corporate finance, investment services, insurance and venture capital. It has 68 branches across Singapore and a wide network of more than 500+ offices in almost 20 countries & territories in North America, Asia Pacific & Western Europe.

Revenue: $8.061 billion- FY ending Dec 2016

Competitive Analysis of united overseas bank

The SWOT analysis for United Overseas Bank Limited is presented below:
Strengths
Weaknesses
1. Strong presence in and around Asia
2. Best wealth management bank as rated by The Asian Banker
3. Has a well diverse product portfolio
4. Workforce of 20000+ people and strong capital position
5. R&D Focus and Integrated Supply Chain
1. GMIM division has low profitability
2. Possibility of higher loan rates
Opportunities
Threats
1. Retail savings and investments in Asia Pacific region
2. Investment into rapidly growing economies
3. Constant increase in income levels
1. Changes in Tax rates
2. Core earnings likely to affect due to lower interest rates

* By clicking on "Buy Now" you agree to accept our "Terms and Conditions."
Safe and secure payments

Strength

This section is available only in the 'Complete Report' on purchase.

Weakness

1. GMIM division has low profitability: Global markets and investment management provides a comprehensive range of treasury products and services, including future broking, gold products, derivatives, margin trading, foreign exchange, fixed income, as well as an array of structured products.

The Profit segment decreased to 17.1% from $121 million in 1Q13, mainly attributed to higher operating expenses and impairment charges, lower income from trading and interest rate management activities.

2. Possibility of higher loan rates: As per the report published in Business times UOB and HSBC also entered into the mortgage war with the players now in market as DOB and Bank of China. The Rates of Fixed rate loan packages provided by BOC were as 1.48 in Year 1, 1.58 in Year 2, 1.68 in Year 3 whereas the Interest rates provided by UOB were 1.68 for Years 1, 2, and 3 respectively.

Opportunity

This section is available only in the 'Complete Report' on purchase.

Threat

1. Changes in Tax rates: The change of tax rates in the various countries and the tax policies are likely to create threat for UOB on a global platform. The implementation of Polices like GST and the Tax slabs are affecting the Balance sheets and cash flows of Banks.

2. Core earnings likely to affect due to lower interest rates: The core earnings of UOB are likely to affect due to low rates and continuous competition in the market. The interest rate on an amount of $10000 was tending to be 1.50% amounting to an interest of $150 whereas in case of Bank of China it was 2.225% amounting to $ 223 per year.

References

1. https://www.forbes.com/companies/united-overseas-bank/

2. http://www.uobgroup.com/assets/pdfs/new-release/NR_UOB_catalyst_Japanese_investment_SEA.pdf

3. http://www.businesstimes.com.sg/real-estate/uob-hsbc-join-mortgage-war-with-3-year-fixed-rate-packages

4. https://www.cnbc.com/2017/06/05/india-overtakes-china-as-the-most-promising-market-for-retail-expansion.html

5. http://www.ey.com/Publication/vwLUAssets/EY-banking-in-asia-pacific/$FILE/EY-banking-in-asia-pacific.pdf

* By clicking on "Buy Now" you agree to accept our "Terms and Conditions."
Safe and secure payments

The PESTLE/PESTEL analysis for United Overseas Bank Limited is presented below:
Political
Economical
1. Building of world class financial centre in Malaysia
2. Intertwined with global trends and economies
1. Growth In GDP and local economy of Malaysia
Social
Technological
1. Presence worldwide and providing global platform for Growth and Knowledge sharing1. Services provided by UOB including Internet Banking, Business Intelligence, Customer Management, Risk management and Information security.
Legal
Environmental
1. Dual Banking system in Malaysia
2. Definition of Banking and Investment banking activities by FSA Malaysia
1. Reduced footprint
* By clicking on "Buy Now" you agree to accept our "Terms and Conditions."
Safe and secure payments

Political

This section is available only in the 'Complete Report' on purchase.

Economic

This section is available only in the 'Complete Report' on purchase.

Social

1. Worldwide presence and global platform for Growth and Knowledge sharing: Presence of UOB in 500+ locations across 20 countries helps to share knowledge across cultures and create standardization. It also employs 20000+ workforces worldwide consisting of highly skilled workforce and provides them training. It is termed as the world’s biggest companies globally by Forbes.

Technological

1. Services provided by UOB include Internet Banking, Business Intelligence, Customer Management, Risk management and Information security: These services provided by UOB in the countries are helping to increase its customers at a faster pace. The penetration of these services needs to be done better in the rural areas. As per the report published by EY it says that Urban areas had 205 million total internet users in October 2013 that accounted for 40% y-o-y growth, while rural areas had 68 million users and 58% y-o-y growth rate.

Legal

This section is available only in the 'Complete Report' on purchase.

Environmental

1. Reduced footprint: With the use of technology particularly with Internet banking, mobile banking apps etc, the use for paper are being reduced. UOB use built in portals in the website to record and share information between countries and customers.

References

1. https://www.forbes.com/companies/united-overseas-bank/

2. http://www.uobgroup.com/assets/pdfs/new-release/NR_UOB_catalyst_Japanese_investment_SEA.pdf

3. http://www.businesstimes.com.sg/real-estate/uob-hsbc-join-mortgage-war-with-3-year-fixed-rate-packages

4. https://www.cnbc.com/2017/06/05/india-overtakes-china-as-the-most-promising-market-for-retail-expansion.html

5. http://www.ey.com/Publication/vwLUAssets/EY-banking-in-asia-pacific/$FILE/EY-banking-in-asia-pacific.pdf

* By clicking on "Buy Now" you agree to accept our "Terms and Conditions."
Safe and secure payments

Check out analysis of other relevant companies

Copyrights and Disclaimer

Copyright of Bank of America SWOT and PESTLE Analysis is the property of Barakaat Consulting. Please refer to the Terms and Conditions page for usage guidelines.